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Independent & Fiduciary

With people living longer and the potential impacts of good and bad market performance, seeking trusted guidance from an Independent Advisor is becoming an important part of retirement income planning. While "captive" financial professionals are typically required to sell only proprietary products of the institution that employs them, independent professionals have an almost unlimited array of products (of different investment and insurance institutions) from which to choose from. This gives us the opportunity to combined different products to build your tailored Financial GPS!  If the personal touch and attention is important to you, you may have more luck finding an Independent Advisor. 

Annuities and Insurance Strategies

Unfortunately, annuities and insurance products have been misunderstood and sold incorrectly and unethically in the past. We're here to make a change to that. Learn how annuities and insurance products can contractually guarantee retirement income and leave a legacy for your loved ones. 

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RIA (Registered Investment Advisory)

As an RIA Guerra Advisory Services), I, Sebastian Guerra, have a fiduciary duty to my clients, which means that I have a fundamental obligation to provide suitable investment advice and always act in the clients' best interests. Our conservative approach to planning keeps our clients focused on achieving their goals and minimizing their losses. 

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Fiduciary Financial Advising

Think of us as your planning partner. Together, we set financial as well as personal goals and then figure out how to make them a reality. In order to accomplish your goals, you need someone to help these plans become a reality. Always exploring solutions that can guide you in resolving your worries. 

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